Best Financial Management Apps for Small Business Owners in 2023
First off, designed specifically to assist spouses or partners managing business, home, kids and caregiving responsibilities together, this app syncs multiple accounts and facilitates communication between users. You can also customize budgets and savings goals, debt payoff, savings features and curated investment options are also all part of its offering. Monthly pricing starts from $15.
PocketGuard keeps tabs on expenses and bills, helping users identify opportunities to save. Additionally, it includes a subscription tracker which helps identify duplicate or unnecessary payments.
PlanGuru
PlanGuru provides budget and forecasting software for both businesses and non-profits, including monthly or annual subscription options with money back guarantees. It also features various packages of packages with various monthly, quarterly or yearly pricing plans to choose from.
This software offers several benefits, including unlimited analysis and the importation of five years’ performance results into financial statements. Furthermore, the application offers powerful forecasting methods, intelligent turn-key methods, and the capability to develop custom logic (including business drivers).
Cloud software enables you to offer online access to high-level KPI dashboards and detailed financial reports to clients, while its Excel add-in makes report generation simple and effortless.
Square
Square’s point-of-sale (POS) software makes accepting credit card payments simple for small business owners, with its free app and mag stripe mobile credit card reader making setting up and accepting payments quick and simple – there are no contracts, monthly fees, or minimum processing requirements!
Square also provides paid add-ons that simplify email and SMS marketing, team management and customer loyalty programs. Furthermore, customers can link their Square account to bank accounts in order to automate expense tracking and travel reimbursement processes.
However, some customers have reported multiple charges appearing on their Square invoices due to stringent anti-crime measures implemented to combat money laundering or any financial irregularities.
OneUp
OneUp is a paid accounting application designed for small businesses that offers many useful features, including an excellent inventory management module and sales/purchase invoice tracking features. Furthermore, its inventory feature allows users to set a minimum stock level threshold and sends alerts if quantity falls below this level.
Fast and simple invoicing for businesses of any kind! Customizable template options let your personality shine through in every invoice sent out by this system, which also syncs up with banks for automated bookkeeping – sending notifications when customer payments are due so you can instantly post them onto your books!
OneUp differs from most accounting software in that its pricing tiers vary based on how many users there are.
Float
Float employee scheduling software assists teams in organizing their schedules, meeting project deadlines on time and staying within budget. Its user-friendly tools and editing shortcuts make rearranging schedules and changing assignments effortless; while its drag-and-drop feature facilitates task reassignment between team members.
The Float team prides itself on offering a seamless user experience and supports third-party app integrations to enhance its overall UI. Furthermore, this platform features granular access levels, shared view and collaborative project management dashboard. Float is PCI compliant and offers daily backups.
FreshBooks
FreshBooks provides an easy and intuitive interface for creating invoices and recording payments, tracking time and expenses, using mobile devices to track client viewing habits of invoices, automatically calculating taxes and being integrated with other applications to facilitate workflow – all within an intuitive design that ensures seamless work processes.
Main features include offering an efficient path from proposals through estimates and invoices, connecting bank accounts, and providing users with reports. Unfortunately, it has limits on billable clients and users; this may make scaling difficult for growing businesses.
